Tell us what feels possible.
Money is the first worry for most families. Here is how students pay for a degree abroad, and how we help you plan for it without surprises.
Education loans: banks and lenders, with or without collateral.
Public-sector banks lend through the Vidya Lakshmi portal and the PM-Vidyalaxmi scheme. Private banks and specialist lenders such as Avanse or Credila also lend to students. Collateral-free loans are available up to a limit. Above that limit, banks usually ask for property or a guarantor. We explain the documents each lender asks for and we help you apply. We are not a lender, and this help is free.
Loan guideScholarships: university awards, government schemes and merit money.
Most of the money available to students comes from the university itself. This includes automatic merit awards, country scholarships and discounts for paying early. A few government schemes also exist for particular countries. We tell you, course by course, what you can apply for and when the deadline falls.
Scholarship guidesBihar Student Credit Card: a state scheme worth asking about.
The Bihar Student Credit Card scheme offers low-cost education loans to residents of Bihar. Whether a course abroad qualifies depends on the current rules, and those rules change. Ask us, and we will check the official position for your case before you rely on it.
What we knowThe full cost: tuition is only part of the number.
You also need to plan for living costs, the financial requirement for the visa, health surcharges, flights, a deposit, a laptop and the first month of rent. Every destination page on this site shows tuition and living ranges as estimates, with the month we checked them. Before you decide, we give you one sheet with the whole picture.
See destinationsA sample cost sheet, with the whole picture on one page.
This example covers a one-year master’s degree in the United Kingdom. It shows the shape of the sheet you receive. Your own numbers will be different.
Sample · estimates| Tuition (one-year master’s)The university fee, usually paid in instalments | £16,500 |
|---|---|
| Living costs, 12 monthsRent, food, transport and phone, outside London | £11,000 |
| Visa financial requirementMoney that must sit in your account before the visa. It is not a fee. | Shown separately |
| Health surcharge and visa feePaid to the UK government | £1,300 to £1,900 |
| Flights, deposit, first monthOne-off costs | £1,500 to £2,500 |
Not sure what you can afford?
Tell us a range that feels realistic. We will show you the options that fit it, including the loans and scholarships you can apply for.